High Plains Bank Trust, Estate, and Investment Services is pleased to offer administrative and investment services for personal trusts, estate and decedent’s trust administration, investment management accounts, conservatorships, and managed or self-directed IRA’s. While our department is new to High Plains Bank, our team brings together over eighty-five collective years of fiduciary and investment experience. Generally, “fiduciary” is a term that applies to a person who is acting on behalf of another with that person’s best interests at heart. Colorado law mandates that some positions, like trustee and personal representative, must use fiduciary standards. But we do not stop there; we bring the fiduciary spirit to all of our services.
Prioritizing Our Clients
Our priority is to listen and learn about each client’s unique needs. We will discuss your financial goals and considerations, which may include creditor protection for your loved ones, possible support for a favorite charity, asset management, or asset protection for beneficiaries. We are doing much more than managing your assets — We are committed to helping you plan effectively for the future and build your legacy for generations to come.
Introducing the Trust, Estate, and Investment Services Team Members
Cindy Kindsfater
Trust Officer
Cindy is a Colorado native. She has over twenty-five years of trust and estate experience, including Operations Manager, Trust and Estate Administration and Trust Department startup. Cindy has attended Canon Trust School and various estate planning/trust seminars over the years. She currently serves on the Good Samaritan Society Loveland Village Advisory Board.
Jane M. Cox
Senior Vice President and Senior Trust Officer
Jane joined the High Plains Bank team on March 1, 2022. She has over thirty years in the banking industry, thirty-one years specifically in Trust and Wealth Management. Jane graduated from the University of Northern Colorado with a Bachelor’s of Arts degree in Business and Finance. She currently serves on the Longs Peak Hospital Foundation Board. Previously, she was active on the board of the OUR Center of Longmont, Friends of the Longmont Senior Center, and St. John the Baptist Catholic Church.
Jessica Garwood
Trust Administrator
Jessica joined High Plains Bank in September of 2022. She is originally from Kansas, but has called Colorado home for the last 18 years. Jessica graduated from Emporia State University in Kansas, with a Bachelor’s of Arts degree in Marketing. She has 18 years of banking experience, with the last nine being in trust services focused in operations and administration. Jessica enjoys trust services work for the personal connections made with clients.
Robbin M. Bowler, JD
Trust Officer
Originally from Idaho, Robbin ventured to Illinois for college at The Medill School of Journalism at Northwestern University and then headed back west to finish her education at the University of Colorado School of Law. She started her career in the securities group of a large international law firm. Somewhat by chance, she ended up doing trust and estate work and it turned out to be just what she was looking for! During more than 15 years of focusing on probate and decedent’s trust administration, she found that what she enjoys most are the relationships she builds as she helps people navigate these processes. Robbin is not currently practicing law.
Serving the Longmont Community
High Plains Bank opened in downtown Longmont in 2013. We are delighted to have helped hundreds of small businesses launch (and succeed) with solid and scalable Merchant Services business solutions. In addition to being a small business champion, High Plains Bank also provides strong financial support and partnership for many Longmont residents.
Our Longmont team engages deeply in the community to keep a pulse on the best way to serve, from involvement with the Longmont Area Chamber of Commerce, various Rotary Clubs, the Longmont Economic Development Program, the OUR Center, and more. We look forward to continuing to serve as Investment Services Longmont, providing high quality services in Trust, Estate, and Investment Services Longmont, and helping our customers achieve their financial objectives through Estate Planning Longmont and Trust Planning in Longmont.
Our Investment Strategies
At High Plains Bank, we believe that the best investments are those that are tailored to meet each individual’s goals. Our investment strategies are based on what works for each of our clients, taking into consideration their unique circumstances and objectives. We employ an approach that combines a variety of investments such as stocks, bonds, mutual funds, ETFs, and alternative investments. Our investments are monitored closely to ensure we are meeting our objective of achieving our clients’ financial objectives.
Our Approach to Investing
We believe that the best approach to investing is to work closely with our clients in order to develop a customized portfolio that meets their individual needs. We understand that every investor has their own unique set of goals and objectives and we strive to create a portfolio that is tailored to meet those needs. By working closely with our clients, we can create an individualized plan that takes into account their risk tolerance, goals, and time horizon.
Investment Planning and Advice
One of our primary goals at High Plains Bank is to provide our clients with comprehensive advice and guidance when it comes to their investments. As part of our services, we will help you develop an investment plan, review your current portfolio, and offer advice on how you can maximize returns while minimizing risks. We strive to make sure our clients understand the different types of investments available to them as well as the risks and rewards associated with each one.
Asset Protection
At High Plains Bank, we recognize the importance of protecting our clients’ assets. We believe that there are a variety of methods available for protecting our clients’ assets and we can help our clients select the best option for their unique situation. These options may include setting up trusts, establishing limited liability companies, and diversifying their portfolios.
Trust and Estate Planning
High Plains Bank trusts, estates, and investment services team provides comprehensive trust and estate planning counsel and guidance. Our advisors are knowledgeable and experienced in all areas of trust and estate law, including wills and trusts, retirement plans, tax-efficient strategies, and asset and property protection. Our specialists will help you formulate a trust and estate plan that is tailored to meet your specific needs and that will protect you and your family in the event of your death or disability.
Retirement Planning
High Plains Bank also offers comprehensive retirement planning services. Our advisors can help you develop a plan that will allow you to achieve your retirement goals while helping you avoid common retirement pitfalls. By analyzing your situation, we can recommend strategies that may help you maximize your retirement savings and minimize tax liabilities.
Unique Solutions for Unique Situations
We recognize that no two situations are alike, which is why we take the time to understand your unique objectives and concerns before making any recommendations. Our advisors at High Plains Bank work hard to provide tailored solutions for our individual clients that are designed to meet their specific needs. Our goal is to help our clients achieve their financial objectives in a manner that is tailored to their unique situation.
Why Choose High Plains Bank?
At High Plains Bank, we believe in providing our clients with exceptional customer service and high quality investment advice. Our advisors are knowledgeable and experienced in all areas of investments, trust and estate planning, and retirement planning. We strive to create a positive and comfortable experience for our clients and work hard to ensure their goals are met.