In a world where hidden fees and “fine print” have become the norm, High Plains Bank of Flagler remains committed to a simpler, more honest way of banking. We believe that your everyday budget shouldn’t be eaten away by maintenance costs. That is why our Free Checking Flagler account is designed to be just that—truly free.

At our branch located at 329 Main Avenue, we serve a community of hardworking individuals, from those running the local shops on the I-70 corridor to the families who have farmed this land for generations. The trusted professionals at High Plains Bank of Flagler understand that you need a tool that makes your financial life easier, not more complicated. Our Free Checking account is built for your daily transactions and comes with a suite of benefits that provide unmatched value:

  • No Monthly Service or Maintenance Fees: Keep every cent you deposit.
  • No Minimum Balance Requirements: Bank with peace of mind, regardless of your balance.
  • No Transaction Limits: Move your money as often as you need to.
  • Instant Issue Debit Cards: Walk into our branch and walk out with a working card the same day.
  • No Charge for NSF: We don’t believe in charging you for transactions returned for insufficient funds.

To get the most out of your account, we pair our free checking with the best-in-class Digital Banking Flagler platform. This allows you to utilize mobile deposits and mobile wallet options, ensuring banking is quick and convenient whether you are at home or on the go.

As your local banking experts, we take pride in “doing the right things and doing things right.” When you open an account with us, you aren’t just a number; you are a neighbor. Our team members live where they work, and we are dedicated to helping our community thrive by providing the financial tools you need to grow.