In the cyclical world of agriculture, having a reliable source of capital is as vital as the rain. High Plains Bank has been rooted in agriculture since our beginnings in 1908, and we understand that every farmer and rancher needs access to purchasing power at every part of the season. Our commitment to the Bennett community—a premier rural town center—and its neighbors along the eastern I-70 corridor is rock-solid, especially when it comes to supporting your farm or ranch business.
The team at High Plains Bank of Bennett believes that banking should be about relationships, not just transactions. That’s why we offer Agricultural Loans Bennett that are tailored specifically to your operation’s unique needs, backed by common-sense decision-making and local expertise. Whether you are a beginning farmer utilizing specialized programs like USDA FSA Loans, or an experienced operator seeking long-term debt solutions, your local banking experts are here to help.
Flexible Capital for Operation and Growth
Operating a modern agricultural business is complex, and your financing should provide simplicity and flexibility. High Plains Bank offers a robust suite of lending products designed to cover all facets of your operation:
- Operating Lines of Credit: These loans are essential for working capital, designed to cover short-term business needs and expenses like seed, feed, labor, or fuel. Our competitive operating lines of credit provide the flexibility required to manage cash flow effectively between harvest cycles.
- Term Loans and Livestock Loans: Use our intermediate to long-term Term Loans for significant capital investments, such as purchasing new equipment, machinery, or even livestock. We also offer dedicated Livestock Loans that are tailored to meet your operation’s specific herd goals and timelines.
- SBA Loans for Agribusiness: For major fixed asset purchases, construction, or other long-term improvements in land or existing facilities, our team can guide you through Small Business Administration (SBA) options, like the SBA 504 Loan, which allows customers to borrow up to 90% of the acquisition cost. The versatile SBA 7(A) Loan can also be used for working capital, equipment purchase, or business acquisition, helping your Small Business Banking Bennett needs.
Empowering Your Financial Decisions
Our goal goes beyond meeting basic banking needs; we aim to empower our customers to take control of their financial lives. By partnering with High Plains Bank of Bennett, you receive service from a local team member who understands your specific market and has the authority to make local decisions, ensuring a personalized experience.
In addition to our lending products, we provide comprehensive resources, including our HPBU Financial Education Center, which equips customers with the critical knowledge needed to make the best financial decisions. We also offer seamless Digital Banking Bennett services, which include state-of-the-art online and mobile banking tools, cash management, and business tools to keep your operation running smoothly wherever you are.
If you are looking to expand your operation, refinance debt, or simply need expert advice from a community bank with over 100 years of agricultural experience, start a conversation with us. We are located right in the heart of the community at 235 S. Ash Street, Bennett, Colorado 80102.
