Since our bank’s founding in 1908 in an agricultural community on the Eastern Plains of Colorado, High Plains Bank has been intrinsically linked to the success of local farming and ranching. We understand that agriculture in this region is not just a business; it’s a way of life that requires a financial partner with both experience and local dedication. For over 20 years, we’ve proudly served as the community bank for the town of Bennett, providing essential financial tools that support its strong small business environment and the agricultural backbone of the region.
When you’re ready to make a significant investment in your operation—whether it’s purchasing new land, upgrading machinery, or managing your operational costs—you need a banking relationship built on trust and expert knowledge. The trusted professionals at High Plains Bank of Bennett offer Agricultural Loans Bennett that are custom-crafted to meet the specific, cyclical needs of your agribusiness. Our Ag Lending team has a combined century of production experience, meaning we know first-hand the challenges you face and we’re here to support you through all market and environmental cycles.
Key Financing Tools for Farm Growth
Agricultural operations demand flexible capital for everything from daily expenses to long-term asset acquisition. High Plains Bank provides a range of specialized agricultural loans designed to help you purchase, build, or improve your agribusiness. Our local decision-making and comprehensive understanding of Bennett and surrounding communities along the eastern I-70 corridor ensure a smooth, timely, and common-sense financing process.
We offer essential financing products to support your growth, including:
- Ag Real Estate Loans: Land stewardship and ownership are vital to growing agricultural operations. Our real estate loans are available to help you purchase new acreage, finance improvements, or refinance existing debt, supporting your goals for land succession and expansion.
- Term Loans for Equipment and Machinery: Modern farming relies on sophisticated machinery. Leverage our intermediate to long-term Term Loans to purchase new or used equipment and machinery, ensuring your operation remains efficient and profitable.
- Operating Lines of Credit: To manage the seasonal cash flow fluctuations of agriculture, our competitive operating lines of credit are designed for essential expenses like seed, feed, fuel, and labor, providing crucial purchasing power throughout the season. We also offer unique options like a Farm Equity Line of Credit (FELOC), secured by real estate, which allows for longer draw periods at attractive rates.
Digital Banking for Agribusiness Management
While our roots are in personal, face-to-face banking, we continually invest in evolving our digital products and services to keep your operation running smoothly, even when you’re out in the field. High Plains Bank offers state-of-the-art online banking and Digital Banking Bennett tools, ensuring you have immediate, secure access to your account information from your computer or mobile device. This technology is essential for managing accounts, viewing statements, and monitoring your loan progress without having to pause your day-to-day work.
As a rock-solid partner for your farm or ranch business, we are proud to be a family-run, employee-owned local bank. We believe that local businesses, including our agricultural clients, deserve local decision-making and a banking experience grounded in relationships. Visit us at 235 S. Ash Street in Bennett, Colorado 80102 or speak with our Bennett Market President, Bob Stewart, who has called the Strasburg-Bennett area home for over 30 years and is available to customers when you need to talk.
